July 2022

When looking to purchase a home there are a lot of factors that go into finding a home.  Once you have located a home then you have to crunch all of the numbers to see what your monthly payment would be If you are planning to get a loan.  Often times buyers only look at monthly payment would be for the principal amount and interest and forget to includes taxes and insurance which often times can add a lot of cost to monthly amount.  This is commonly known as PITI, principal + interest + taxes + insurance.  In Irvine, the large majority of properties may have some kind of monthly homeowners association dues that also need to be calculated into the monthly payment.  Don't forget to also check if the property has a Mello Roos tax on top of all of that which